by blakeandday | 20th June 2024 | Financial Planning
Life assurance may sound simple but it’s important to know what cover you need and how to set it up, so your loved ones don’t get caught out if the worst happens! Opt for guaranteed premiums if you can afford it as this means your premiums will be fixed for the term...
by blakeandday | 21st February 2022 | Investment, Financial Planning
Are you using your ISA allowances each tax year? You wouldn’t want to miss out on a year’s worth of tax efficiency, so now’s the time to take a look at your savings and move your money within the tax efficient wrapper. Each person has a £20,000 ISA...
by Mark Reynolds | 22nd December 2021 | Equity Release, Financial Planning, Mortgages
Research shows there is a lot of misunderstanding in the later life lending market. I often have conversations with clients who make statements such as ‘I do not want to leave a debt to my family’ or ‘I cannot release equity as I still have a mortgage’. What does not...
by blakeandday | 13th May 2021 | Financial Planning
Men undertake financial planning duties more than women, Money Management data shows. According to a survey conducted at least 43 per cent of advisers said it is generally men among married couples who take the lead in planning. As women statistically live longer than...
by blakeandday | 8th March 2021 | Equity Release, Financial Planning, Pensions
Many households are facing financial struggles and are looking at ways to generate capital and/or income. Two options that may be available for the over 55’s are to either release equity from their property of take capital or income from their pension pots. Both...
by blakeandday | 16th October 2018 | Financial Planning, General Lifestyle
Inheritance ISAs – the new(ish) rules Did you know that you can inherit your partner’s ISA savings? New rules effective from April 2015 that mean ISA assets can now be passed to spouses/civil partners and keep their tax-friendly status. However many people are...
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